Saniah Spencer (right), chief of marketing and product development, JN Bank, presents Chavel Ford, JN Wise Aspiring Youth (JN WAY) ambassador, with a cheque. Miss Ford, a second-year student at the University of the West Indies, was named the 2018 JN WAY scholarship awardee during the JN WAY awards ceremony and reception, held at the Knutsford Court Hotel in New Kingston recently.