Published:Friday | August 17, 2018 | 12:00 AMOran Hall
Today, I will look at Jamaica’s five oldest unit trusts and mainly the funds which invest primarily in the Jamaican securities market. This examination will focus on the composition of the funds, their 12-month growth rate as measured by the...
Published:Friday | September 15, 2017 | 12:00 AMOran Hall
Question: I am saving towards purchasing a home and would like to start the process this year. I have $1 million in savings towards this goal, but it seems to just be my deposit. I would like to know if I apply for an NHT loan and am approved, do...
Published:Friday | February 17, 2017 | 12:00 AMOran Hall
QUESTION: I am interested in buying stocks on the stock market. However, I am not so knowledgeable about doing so. May I have some assistance please?T. Hall...
Published:Friday | February 10, 2017 | 12:00 AMOran Hall
QUESTION: I am very much interested in better understanding how to plan financially. I got this email address from an article I was reading online and the advice given and knowledge shared were very intriguing. I am interested in making a series of...
Published:Friday | February 3, 2017 | 12:00 AMOran Hall
Q: I am a recent graduate of the University of the West Indies, Mona. I was probing the internet to discover suitable investment options, and I stumbled upon a Gleaner article in which you gave investment advice to a university graduate. I, too, am...
Published:Friday | January 27, 2017 | 12:00 AMOran Hall
Q:I would like to know the steps necessary in applying for a NHT loan to buy land. That is, what do I do before going to the NHT and while there?- S. BaileyA: Contributors to the National Housing Trust (NHT) may obtain a Housing Lot Loan to purchase...
Published:Friday | January 20, 2017 | 12:00 AMOran Hall
QUESTION: I currently have a mortgage which incorporates an NHT portion with one of the building societies. I am now interested in selling this property and buying another somewhere else. If I sell this, can I get any NHT assistance with the next...
Published:Friday | January 13, 2017 | 12:00 AMOran Hall
QUESTION: How much could I borrow in order to make a house purchase through the NHT? I am earning $89,000 per month from one institution and $1,200 per hour working four hours per week on the side.- Sheldon...
Published:Friday | December 16, 2016 | 12:00 AMOran Hall
Q: I am an average working Jamaican who would like to take my earnings to the next level, but I have very little financial intelligence on how to invest. I have some extra cash that I put away each month but just putting my money in a savings...
Published:Friday | December 9, 2016 | 12:00 AMOran Hall
QUESTION: I'm in my late thirties, employed, but have never made NHT contributions and I now would like to apply for a loan to buy a house. Can you kindly provide me with a rundown of the requirements? ...
Published:Friday | December 2, 2016 | 12:00 AMOran Hall
QUESTION: I have been looking for a mentor in Jamaica to educate or guide me in investing, but all the financial advisers and people I spoke to in regards to investing were seeking to promote their respective company's products. That would not be...
Published:Friday | November 25, 2016 | 12:00 AMOran Hall
QUESTION: I have a query I would like you to advise me on. If a will was completed in Jamaica, upon the death of the testator, how can the executor, who is resident in the United Kingdom, take possession of the estate in Jamaica and make plans to...
Published:Friday | November 18, 2016 | 12:00 AMOran Hall
Estate planning is far more than arranging for the transfer of assets after death. It is a lifelong process which includes acquiring, using and preserving assets and arranging to transfer them during life or after death in the most effective way.A...
Published:Friday | November 4, 2016 | 12:00 AMOran Hall
QUESTION: I would like to know the requirements for applying for a loan from the National Housing Trust. I am a single young lady who would like a small apartment for myself — nothing too big and preferably a two bed room, one bathroom in the...
Published:Friday | October 28, 2016 | 12:00 AMOran Hall
QUESTION: I am 25 years of age and am now seeing the importance of investing and would like to start doing so, but I have no idea as to where to start or what to do, as I have very little knowledge or understanding about this area. I write to you...
Published:Friday | October 21, 2016 | 12:00 AMOran Hall
QUESTION: I'm interested in doing a unit trust or a stock trade. I'm so blank as to where to go with the investment. Can you please give me some advice as to where I could get started and give the names of institutions that may offer the trade for...
Published:Friday | October 14, 2016 | 12:00 AMOran Hall
QUESTION: I am a 20-year-old university student who wants information on viable investment opportunities in which I can invest. Can you please assist me with information on how to go about doing that? - AkeemFINANCIAL ADVISER: I suggest that you...
Published:Friday | October 7, 2016 | 12:00 AMOran Hall
QUESTION: I am a 20-year-old who is earning roughly $45,000 after taxes, and I am very interested in owning my own house by age 22. I am not satisfied, however, with just the amount contributed to NHT out of my salary. I was wondering if I could set...
Published:Friday | September 30, 2016 | 12:00 AMOran Hall
QUESTION: I am a hard-working individual who is seeking advice to go into investing. I have been interested in investing from an early age, but I grew up poor, so I did not have the funds to start. However, I have now saved up a portion and want to...
Published:Friday | September 9, 2016 | 12:00 AMOran Hall
QUESTION: I am a Jamaican living in the USA – a citizen planning to retire and return home. I have a property and house on it. Should I make the will in Jamaica or make it up here before I return? I am not sure a will would be valid in...
Published:Friday | August 26, 2016 | 12:00 AMOran Hall
QUESTION: I am interested in long-term financial planning. Could you give examples, please? I am 28 years old.- Kady-AnnFINANCIAL ADVISER: A personal financial plan is a road map, and it is long-term. It identifies the goals of the owner and the...
Published:Friday | August 12, 2016 | 12:00 AMOran Hall
QUESTION: I have been interested in the stock market for some time now but only just recently found myself in the financial position to actively take part in it. I have put all the necessary documents in place and will open an account at a...
Published:Friday | August 5, 2016 | 12:00 AMOran Hall
QUESTION: I am 24 years old and I recently realised that I haven’t been getting enough returns on the money in my regular savings accounts. I started researching investment options and have since developed an interest in mutual funds. The...
Published:Friday | July 8, 2016 | 12:00 AMOran Hall
FINANCIAL ADVISER: If you continue to seek to know more about investing, you should be able in good time to see yourself as having more than limited knowledge of investments. You are in a good place.By its very nature, investing is a process and is...
